Groceries on Budget - How To Plan And Manage Your Grocery Shopping

 

Online grocery shopping comes with loads of benefits. Apart from saving your time and effort it ensures some of the best deals and discounts. However, buying groceries can be time consuming and hectic at times. A great shopping experience is the sum total of various factors right from making the shopping list to choosing the right online stores and getting it delivered at your home  on time.

Here are some smart tips for you to plan and manage your grocery shopping easily.

Make a shopping list

First things first! Get started by making a shopping list to make sure that all the grocery items are listed and nothing is missed out. Having a list on hand is a must when you are planning for grocery shopping online as it will prevent the risks of impulse buys and make sure that you have shopped for all the essential items that you may need. Thus you will save much of your time and money by not shopping haphazardly.

Compare prices in various online grocery stores

As online shopping will give you the liberty to explore multiple stores with just a few mouse clicks, make use of this privilege to compare prices and find the best deals. You can choose the sites that operate in your city to ensure a hassle free experience; shop smartly by comparing prices so that you can find the same product at a lower price and save money.

Never miss the shopping coupons

What makes online grocery shopping a bargain hunter’s delight? It is undeniably the countless discount deals that may pop up from time to time. Check for discount codes cash back offers and coupons that can be availed during shopping. You will be surprised at the money that you save this way. So, always keep an eye on the offers available online to get the best-bargained deals on your shopping.

Save money on shipping and delivery charges

Keep a check on the shipping and delivery charges while shopping online for the groceries. Find out shopping sites that may be offering free shipping and delivery. You can also verify whether there is a minimum purchase value to avail free shipping.  By analyzing all these factors you can easily cut off extra expenses while shopping online and save a pretty penny.

Pay using the digital wallets

You can use the digital wallets while making payment to get additional discount benefits on your purchases. Easy to use and access anywhere and anytime, you can order groceries even for your parents as a surprise as you can pay it from wherever you are.

Some online grocery sites have discount and cash back offers for customers who have a debit or credit card from specified banks. Make sure to avail these discounts and save more from your budget.

Only buy what you need

To save money you have to ensure to buy only what you need. Avoid hoarding of stuff  and spending on items that you may not need immediately. It is recommended to shop for a month. It will ensure fresh stock of supplies in your pantry and prevent wastage. While buying perishable items like meat, fruits or fish, make sure to shop for a week to make sure that it is used up within the shelf date.

Plan out a weekly menu

Plan out a weekly menu- It will help you to easily make a list of groceries that you may need in a week or two to serve your family for that period. You can duplicate the menu to arrive at a shopping list for a fortnight. That is a simple equation to arrive at the groceries that you may need.

Switch between online supermarkets

Explore different stores to find the best deals. There is no need for you to shop at the same supermarket once you make a choice; you can switch stores as that is the best way to find the best deals and offers elsewhere.

Avoid busy shopping times

Some grocery delivery services add a surcharge if you want your order delivered during a busy time.  So, it is better to choose another time to receive your groceries. Make sure to shop before your provisions get exhausted fully. It will allow you ample time to shop at leisure and find the best deals.

Use comparison sites

If you think browsing the web for the best deals takes too much time, you can use one of the many available comparison sites to do the hard work for you. These will present the comparison results in an easy to read format. You can glance through the various deals to pick the best one for you.

Try these tips to fine tune the rope trick of buying groceries online on a budget. By having a proper online shopping plan in place, you can ensure a budget friendly shopping experience. 

Why is it a Good Time to Invest in Property Now in UAE?

 

As the UAE is showing strong signs of recovery from the pandemic slump in realtor niche and the lending rates continue to remain at an all-time low, it could indeed be a great time to invest in property in UAE.

Investors with liquidity can explore the realtor opportunities by considering long term objectives.  For anyone who plans to stay in Dubai for a longer period of around 7 years or more  it will  definitely be cheaper to buy than rent and buyers can get onto the property ladder now while prices are still good value.

Another factor that has brightened the property market is Dubai’s new retirement visa that is all set to boost local economy. The property listings in online portals registered only a drop of just 4 per cent in the first half of this year, despite the postponement of Expo 2020 Dubai to next year. Industry experts opine that for those thinking of purchasing property in Dubai, there can’t be a better time as it is a buyer’s market with prices lower than what it was a few months back.

The government has been doing many things to attract business in various sectors to keep the employment rates buoyant, which in turn will support prices. It may not be the right time for speculative deals to make some quick profit. But for serious private investors with a long term plan and a secure job, it is indeed a golden opportunity to invest in property in the UAE.

For those staying in rental properties, the time is ripe to move into their own homes thanks to the low realtor prices. Even if the prices fall further, they could still be saving on the rent plus the advantage of having their own home in the UAE. The low price trend may change as any governmental policies like limiting new property supply until demand recovers can have an impact on the prices.

Another compelling reason to consider investing in real estate during a crisis is for generating income especially when the stock market is doing poorly. Most investors will find real estate a safe option to park their money under these circumstances. The UAE enjoys a reputation of being one of the world’s most lucrative locations for investment, offering over seven per cent gross rental returns on an average.

Investors are always optimistic about investing their money in a highly dynamic realtor market in the country as it cruises along on a stable note. Even during the financial downturn of 2008, the realtor market picked up its tempo powered by the massive fiscal stimulus of the global banker’s interest rates reduced to near zero.

Many property consultants rank Dubai above any other city in the UAE when it comes to the f government support to the real estate sector.  In addition, lower entry price points, attractive interest rates and the favorable loan-to-value ratio are some of the other incentives that will easily attract buyers in today’s slow market conditions. In addition distress sales where some residential properties are listed at 15-25 percent discount on the current market price is another tempting factor for the buyers to invest in property.

Dubai is all set to emerge from the crisis stronger than ever before, retaining its fabled title as one of the most lucrative investment destinations in the real estate domain. Most industry experts recommend a mix of cash and mortgage to fund the property purchase with 50 percent up front and the remaining as fixed interest or floating rate mortgage plan. With UAE prices and mortgage rates at their lowest in a decade, investing in property will be a lucrative option to get the most desirable property like villas and townhouses against apartments.

As the prices have dropped well, there is no point for investors to wait further to see whether the prices may tumble further in the event of a second pandemic wave across the world. The news of a possible vaccine likely to hit market early next year and the relaxation of travel restrictions for overseas buyers will see a boom in property investments from overseas buyers who earn in other currencies. Buyers will surely be taking advantage of today's favorable purchase conditions. The low interest rates coupled with the security of owning property will surely drive a lot of deals in the coming days in the UAE. So, if you have spotted your dream property and can afford the mortgage, the best time to buy is today!